blue-check Interest rate applied to loans provided for housing construction in 2022: 4.8%/year

Decision No. 59/QD-NHNN dated January 20th, 2022 of the State Bank of Vietnam on interest rate applicable to loans provided for implementing social housing policies by appointed credit institutions
Posted: 25/1/2022 7:37:14 AM | Latest updated: 10/2/2022 8:19:04 AM (GMT+7) | LuatVietnam: 5384 | Vietlaw: 546

Under this Circular, loans provided for construction, renovation or repair of houses for occupation in 2022 are still entitled to the preferential interest rate of 4.8% per annum, remained unchanged in comparison with that applied in the past year.

This Decision takes effect from the date of its signing and replaces Decision No. 679/QD-NHNN dated April 22nd, 2021.

Ms Phuong Thao (
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Effective Date 20-Jan-2022
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Published Vietlaw's Newsletter No. 546
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Social housing