blue-check Interest rate applied to loans provided for housing construction in 2022: 4.8%/year

Decision No. 59/QD-NHNN dated January 20th, 2022 of the State Bank of Vietnam on interest rate applicable to loans provided for implementing social housing policies by appointed credit institutions
Posted: 25/1/2022 7:37:14 AM | Latest updated: 10/2/2022 8:19:04 AM (GMT+7) | LuatVietnam: 5384 | Vietlaw: 546

Under this Circular, loans provided for construction, renovation or repair of houses for occupation in 2022 are still entitled to the preferential interest rate of 4.8% per annum, remained unchanged in comparison with that applied in the past year.

This Decision takes effect from the date of its signing and replaces Decision No. 679/QD-NHNN dated April 22nd, 2021.

Ms Phuong Thao (
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Effective Date 20-Jan-2022
ExpiredDate Unknown
Published Vietlaw's Newsletter No. 546

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Social housing

blue-check Regarding interest rate support provided for social housing projects
blue-check Project of housing for workers may allocate 20% of total land for construction of commercial houses
blue-check Regarding agency approving investment policy of a project of construction of houses for workers
blue-check Interest rate applied to loans provided for housing construction in 2022: 4.8%/year
blue-check [Merged] - Regulation on provision of concessional loans for social housing projects
blue-check From January 20th, 2022: Stop providing concessional loans for buying social houses
blue-check New regulations on selection of investors in social housing projects
blue-check [Merged] - Regulations on social housing
blue-check National technical regulation on apartment buildings
blue-check New National Technical Regulations on apartment buildings
blue-check Amendments to regulations on projects on investment in social house construction
blue-check Bidding for selection of investor for social housing project still applies the Law on Bidding
blue-check Interest rate applicable to loans granted for purchase of social housing applicable in 2020 is 4.8%/year
blue-check It is allowable to use 20% of the total land area within a social housing project for construction of commercial works
blue-check Regarding VAT, EIT policies applicable to projects on social housing for lease
blue-check [Merged] - Standards and methods for determination of selling prices for social housing
blue-check Requirements for nCoV prevention and control in apartment buildings
blue-check Regarding area to be reserved for lease of social housing
blue-check Amendments to regulations on management of apartment buildings
blue-check Land area used for construction of commercial works within social housing project shall not be entitled to tax incentives