According to clause 4 Article 69 of the Law on Housing No. 65/2014/QH13 , commercial housing projects may use loans provided by credit institutions, financial institutions operating in Vietnam.
Accordingly, applicable laws do not allow borrowing foreign loans, including loans provided by foreign credit institutions, to execute commercial housing projects in Vietnam. This means that commercial housing projects are banned from borrowing foreign loans for development of the projects.
In addition, applicable laws on housing do not regulate allocation of loans for execution of construction items in projects investing in construction of commercial housing.